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Board of Directors

WILLIAM ALLEN
President/CEO
ALW Sourcing
1802 Washington Blvd.
Baltimore, MD 21230

RAHN V. BARNES
Vice President/CRA Officer
Provident Bank
114 East Lexington Street
Baltimore, MD 21203-1661

RICHARD H. BASS
Senior Vice President, M & T Trust Co.
Corporate Trust Administration
M/S 101-591
P. O. Box 1596
Baltimore, MD 21203-1596

MICHAEL V. BEALL
President/CEO
Maryland Credit Union League
8975 Guilford Road, Suite 190
Columbia, MD 21046

R. SAXON BIRDSONG
President
Baltimore-Washington Financial Advisors, Inc.
5950 Symphony Woods Road,
Suite 600
Columbia, MD 21044

NANCY BOYD
Department of Secondary Education
Towson University
8000 York Rd.
Towson, MD 21252

GORDON E. CLARK
Retired
37830 Salty Way West
Selbyville, DE 19975

BEN H. COLVARD III
Chairman/CEO
1st Personal Mortgage Service, Inc
3280 Pine Orchard Lane. Suite C
Ellicott City, MD 21042

CHRISTOPHER V. DIPIETRO
Executive Director
Mid-Atlantic Financial Services Association, Inc.
4411 Sedgwick Rd.
Baltimore, MD 21210

RONALD L. FRADKIN
Consultant
115 Swanhill Court
Baltimore, MD 21208

WILLIAM F. HERBERGER
Executive Vice President
Chase Bank
200 Whiteclay Center Dr.
Newark, DE 19711

CHERYL L. HYSTAD
Attorney
MD Legal Aid Bureau
500 E. Lexington St
Baltimore, MD 21202

CAROL A. JARVIS, PhD.
Retired - Consultant
3249 Roscommon Drive
Glenelg, MD 21737

J. STEVEN LOVEJOY
Attorney
Shumaker Williams, PC
40 West Chesapeake Avenue,
Suite 605
Towson, MD 21204

THOMAS P. PELLEGRINI
Director, Outdoor Lighting
Baltimore Gas & Electric Company
1068 N. Front St.
Rm. 303
Baltimore, MD 21202

CAROLYN R. PRITCHETT
Retired
6308 Deerpark Rd.
Reisterstown, MD 21136

CHARLES A. RUDOLPHI
Senior Vice President
Bank of America
Wilmington, DE 19884-1521

WILLIAM J. TOOMEY
Management Consultant
Loss Prevention Strategies
104 Iroquois Court
Newark, DE 19702

MARCIE TAYLOR-THOMA
Social Studies Specialist
MD State Department of Education
200 West Baltimore Street
Baltimore, MD 21201

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National Foundation for Credit Counseling Council on Accreditation