Our Services

Confidential Budget Counseling
Debt Management
Educational Seminars

Confidential Budget Counseling:

For advice on how to successfully manage your personal finances, schedule an appointment with one of our certified counselors who will review your expenses, income and spending habits. Appointments are available for in-person or telephone counseling, day or evening. Call 1-800-642-2227 to make an appointment or to receive immediate help. (Click here for more information on budgeting)

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Debt Management:

If budget counseling and money management advice is not enough, you may enroll in a Debt Management Plan. A Debt Management Plan (DMP) is a debt repayment program in which you make one monthly payment to our agency that we then disburse to your creditors. In many cases, a DMP will reduce your total monthly payment and the monthly interest you are currently paying your creditors. DMPs are voluntary programs that serve a dual role in helping consumers repay debt, and helping creditors receive the money owed to them. (Click here for more information on the DMP)

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Educational Seminars:

We provide educational workshops and programs to a wide variety of civic organizations, educational groups and community businesses. Popular topics include: Budgeting and Money Management Workshops, Establishing Credit, Understanding Credit Reports and Using Credit Wisely. In addition to educational seminars CCCS of MD & DE, Inc. sponsors programs through the Joint Council on Economic Education. These courses are taught in the classroom from Kindergarten through High School in Maryland and Delaware public and private schools. (Click here for more information on Educational Programs).

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