Pre-File Bankruptcy Counseling

Learn more about the new bankruptcy law

The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 mandates counseling and education for all individuals filing for bankruptcy. This must be done through a U.S.Trustee-approved non-profit credit counseling agency. A certificate of completion for both the pre-file counseling and the pre-discharge education class must be obtained from the counseling agency.

CCCS of MD & DE is approved by EOUST to provide pre-file bankruptcy counseling in the states of Maryland, Delaware, New York, Pennsylvania, Virginia and the District of Columbia. While we offer in-person counseling at our locations in Maryland and Delaware, counseling by telephone is available in all of the listed states.

Click "Begin" below to establish an appointment and initiate Pre-File Bankruptcy counseling. If you have already completed pre-file bankruptcy counseling in one of the Judicial Districts listed above, have your bankruptcy case number and would like more information about how you may take advantage of the required Bankruptcy Education Counseling Class through CCCS of MD & DE, Inc, then click the button below.