Online Pre-Discharge Bankruptcy Education Course

In order to take advantage of the Online Education course for pre-discharge bankruptcy through CCCS of Maryland and Delaware you must meet the following criteria:

  • You must have filed for bankruptcy in one of the Judicial Districts in the states (Listed in the selection box below) in which CCCS of MD & DE, Inc is approved. Your bankruptcy case number will be required to enroll in this course.
  • You must have already completed a pre-file Bankruptcy counseling session through an approved counseling agency and received a certificate. If you have not completed a pre-file Bankruptcy counseling session then you must first make an appointment and initiate Pre-File Bankruptcy counseling .
  • You must be prepared to pay the one time fee of $50.00 (debit/credit card) for the course. If co-applicant certificate is needed, the co-applicant fee is $25.00. Co-applicant must enroll and complete the course separately.
  • In limited circumstances, you may be eligible to have this fee reduced or waived.  However, the agency will provide services regardless of the client's ability to pay.  Individuals with houshold income under 150% of the poverty level for their applicable family size as published in the Federal Poverty Level Guidelines may be entitled to a fee waiver. Please contact our office for determining your eligibility for fee waiver or reduction. However, the agency will provide services regardless of the client's ability to pay.
  • If you meet all of the above criteria you may wish to enroll in the pre-discharge bankruptcy education course "Live a Richer Life".
  • Please be aware that you must score a 70% or better on the post test or it may delay the delivery of your certificate.
  • It is the client’s or their attorney’s responsibility to file certificate with the court. 

If you would prefer to complete this course in person with a certified counselor as your guide, you may do so at one of three locations. Please, call 1-800-642-2227 to set up an appointment.
We hold in-person classes as follows:

Maryland Location
Catonsville
757 Frederick Road, 2nd Floor
Baltimore, MD 21228
Every Tuesday at 1:00PM
Click here for map

 

 

Delaware Locations
Wilmington
2055 Limestone Road
Wilmington, DE 19808
Every 1rst and 3rd Wednesday at 5:00PM
Click here for map

Dover
235 South Queen St. Unit A 1rst Floor
Dover, DE 19904
Every Wednesday at 5:00PM
Click here for map

 

Choose location you are filing in: