Maintaining a good credit history is important for my future because:

	1)	A good credit history can help me get into a good college.
	2)	A good credit history helps me obtain a job.
	3)	A good credit history gets me a credit card without an annual fee.

A recommended amount of your wages to be set aside as an “emergency fund” is:

	1)	3-6 months of your wages.
	2)	Only what is left over after paying your expenses.
	3)	10% of your take home pay.

A budget helps you to:

	1)	Get everything you want.
	2)	Stay in control of your money
	3)	Borrow money at a lower interest.

One of the disadvantages of credit is that it:

	1)	Tracks your purchases through monthly statements.
	2)	Requires that you commit future earnings and may tempt you to spend beyond your means.
	3)	Makes it possible to buy big ticket items.

The three major credit reporting agencies are:

	1)	Equifax, Experian, and TransUnion.
	2)	VISA, MasterCard, and American Express.
	3)	Buck, Sawbill, and Cash.

If you immediately report a lost or stolen credit card, you:

	1)	Are still legally liable for any item that is charged on it by someone else.
	2)	Will not be held legally liable for any additional charges.
	3)	Can be held legally liable for up to $50 of fraudulent charges.