Testimonials

Thankfully, and gratefully, we have reached our goal of being debt free.  What a great feeling and what a relief.  Now, with the lessons learned, livining within our means and budgeting, from this journey we are taking steps to ensure we do not have to go through something like this again.
Stuart and Donna B - September 2011

This is my last payment! I'm so glad I didn't go the route to "settle" my accounts for a lesser amount that what I owed - I wouldn't have felt good about doing that.
Carolyn C - September 2011

Thank you for your gentle guidance.
Helen S. - July 2011

Be proud of the service you offer. Thank you CCCS for helping me to become debt free and improving my credit score, which is now 806!  Everyone at CCCS was patient and understanding whenever I spoke with them,
Mary Anne S. - May 2011

Thank you CCCS for putting together and funding the 2011 Personal Finance Challenge. It was a wonderful experience to be able to compete with other schools and challenge ourselves.  We have gained "priceless information". 
The Gerstell Academy of Personal Finance Class - April 2011

These are the last credit card statements I have received.  This note is to express to you my sincere thanks for allowing me to become DEBT FREE.  I thought that I would never see this day.  Without your assistance, I would be paying creditors for the rest of my life.
Client Hattie G - April 2011

Thank you for your time and compassion in assisting me with my financial needs.  In addition to sound financial advice and a simplified budget, you offered me hope.  I know that if used properly, the resources and information you provided will help me get back on track with my goals.  Your financial expertise and practical strategies for stretching family dollars was truly appreciated.  Client Joe G. - April 2011

I am now free of the burden of staggering credit card debt and I couldn't have done it without you all!    client Debbi K - February 2011

I've just completed my program with CCCS and I feel free for the first time in many years.  I especially liked working with CCCS because everyone was very knowledgeable, and non-judgmental.
Debra T - January 2011

Wanted to let you know how pleased I am with CCCS program, not only has it given me such a good feeling of accomplishment, it has actually instilled a new way of living and budgeting.
client Gail L - January 2011

Not only am I debt free but I have opened a savings account and am putting money away every payday!  Thank you CCCS.
client Pat M - January 2011

Thank you CCCS, because of you and your dedicated housing counselors I still have my house.  My housing counselor went above and beyond and obtained a mortgage modification that has enabled me and my family to stay in our home.
client James S - November 2010

Last night was the first time that Jose and I really slept for the first time in about 2 years.  We were notified that we had received a permanent mortgage loan modification at 2%. Thank you CCCS for doing what you do; you have saved another family both financially and spiritually.
client Leslie and Jose A - November 2010 

CCCS you guys are the best!  I can see the light at the end of the tunnel. You have saved my marriage and my life.
client Tammy H October 2010

Thank you CCCS for all of the help you have provided to me.  To actually see credit card statements come to my house with a zero balance brings tears to my eyes.  Thank you from the bottom of my heart for pulling me out of the financial hole I got myself into.
client Regina M - October 2010

Thank you CCCS.  I just finished paying off $42,000 in credit card debt and my current credit score is 806!
client Christine R - September 2010